Collateral Loans in NYC: Get Cash for Jewelry & Luxury Watches

Fast, Secure, and Confidential Jewelry Loans

Looking for a way to get cash quickly without selling your valuables? At Pawn Your Jewelry, we specialize in collateral loans on luxury watches and fine jewelry in New York City. Use your assets as collateral, unlock their value instantly, and keep ownership.

How Our Collateral Loan Process Works

1. Submit Online or Visit Our NYC Showroom
Fill out our quick online form or bring your Rolex, diamond jewelry, gold, or luxury watch to our conveniently located NYC showroom. Our experts will provide a same-day evaluation and competitive loan offer.

2. Secure Your Loan Offer
Once you accept, your item is stored in our fully insured, high-security vault for the duration of your loan.

3. Get Paid Instantly
Receive immediate payment—cash, check, or bank transfer. No credit checks, no waiting.

4. Redeem Your Item Anytime
Repay your loan plus interest and reclaim your jewelry or watch in the same condition.

Why Choose Pawn Your Jewelry for Collateral Loans?

  • Best Rates in NYC: Competitive loan offers for luxury watches, diamonds, gold, and fine jewelry.
  • Instant Cash Payouts: Walk out the same day with cash in hand.
  • Confidential & Secure: All transactions are private, with items stored in a fully insured vault.
  • No Credit Checks: Approval is based solely on your item’s value.
  • Trusted Experts: Decades of experience in the luxury watch and jewelry industry.

Items We Accept for Collateral Loans

  • Rolex and other luxury watches
  • Diamond rings and engagement rings
  • Gold and platinum jewelry
  • Cartier, Tiffany & Co., and other designer pieces

Get a Free Appraisal Today

Don’t sell your assets, use them to get fast cash in NYC. Whether you need a short-term jewelry loan or financing against a Rolex, our process is simple, secure, and hassle-free.

👉 Apply Now for a Free Appraisal


Why Sell or Trade Your Watch with Pawn Your Jewelry?

100% SATISFACTION GUARANTEED

"I guarantee to return your items in their original condition
at no cost if you are not happy with our offer. Pawn Your Jewelry takes pride
in our approach and attention to detail. If you are not satisfied with any part
of the process, email me and I will personally do whatever I can to ensure your
satisfaction"

— Albert Kalanti CEO

  • Immediate Payment

    Get paid within 24 hours after evaluation is complete

  • Free Insured Shipping

    Enjoy free shipping, insured at the full value of your watch

  • Best Value Offer

    Receive top dollar with offers that surpass most retailers

FAQ

What luxury watches do we buy?

We accept a wide range of luxury watch brands including Rolex, Breitling, Patek Philippe, Audemars Piguet, OMEGA, Cartier, TAG Heuer, Hublot, Tudor, Breguet, IWC, Bulgari, And More.

Where Can I Find the Model or Reference Number of My Watch?

The easiest place to locate your watch's model or reference number is in the original paperwork, such as certificates or warranty cards. Some brands also engrave the model number on the watch itself. For example, on Rolex watches, the reference number is often engraved between the lugs at the 12 o'clock position, where the case meets the bracelet. You may need to removethe bracelet to view it. Other brands may have similar placements, so
checkingyour watch's case or paperwork is the best approach. If you're unsure of your watch's model or reference number, please include as many clear photos as possible in your submission. Our team will carefully assess the details and assist you.

How Much Is My Watch Worth?

The value of your watch is determined based on current market trends, historical sales data, and various specific details about your timepiece. Our watch experts take into account factors such as the brand, model, accompanying accessories, age, and condition of the watch. To ensure an accurate and fair valuation, we ask all clients to fill out our value calculator form, allowing us to gather the necessary information and provide you with a proper assessment.

How Quickly Will I Receive a Quote?

Our team will respond with a quote within 1-3 business days after receiving your submission. For a faster and more accurate appraisal, please include clear photos of your watch from different angles, along with any accompanying documents like the box and papers.

How Can I Send You My Watch?

We’ll provide you with a prepaid shipping label, along with detailed guidelines on how to safely pack your watch. Shipping and insurance costs are fully covered by us. To ensure your watch is fully protected under insurance, it’s important to follow the packing instructions carefully.

How Quickly Will I Get Paid?

Once you accept our offer, we will process your payment within 24 hours via cash, check, or bank transfer. If you prefer to trade, you can apply the full amount toward any item in our inventory.

What happens if I decide not to sell my watch? How will it be returned?

If you choose not to sell, we will return your watch in the same condition at no cost to you. All shipping and insurance fees for the return are fully covered by us.